Denna Prudente: Any suicidal thoughts or ideas that are real to you require help. You aren't crazy, you just need some help and there are counselors that can help you understand why you feel this way.
Donte Liversedge: Over the weekend I was celebrating my friends birthday and she wanted to see the Devil Inside. I agreed but deep inside I was almost having a panic attack because I myself know that I have extreme anxiety and paranoia about alot of things, including scary movies. When we were in the theater I was doing fine until afterwards.Whenever I see a scary movie I'm paranoid for days even sometimes weeks. And now that i've just seen the Devil Inside i'm now paranoid that i'm going to become possessed or that someone i talk to is possessed. It's so freakin' stupid because I know it's a only movie despite it's based off of true events but still. I've tried to think about other things and become distracted but whenever i'm alone I keep thinking about that movie.I ! mean I know nothing about things like that so I don't know why i'm afraid.It's really bad for me and that's why I really can't see these types of movies. I'm also a Christian but I still don't know what to do.I already suffer from depression, anxiety, stress, cutting, suicidal thoughts and bulimia. I'm on the verge of tears because of my bad paranoia...I just really need help on how to get over this... :'[I'm also 18 so I was old enough to see it,I just suffered from paranoia ever since I was little...I just really needed to get it off my chest, because I've opened up to my family about my other disorders and they didn't do anything, so why would I tell them something like this...And I don't have any friends, and telling people something like this wouldn't help me get any...And my paranoia also goes over board because then I start thinking "what if I get possessed in the future" and I start panicking...When I know i'm not even into that type of stuff so I don't know why I w! ould think things like that...Just please help me :'[ I'm cons! tantly having panic attacks and wanting to kill myself...I know it's not real, I just need a way to convince my paranoia of that...I know I shouldn't have gone to see the movie but my best friend wanted to, and it was her birthday......Show more
Robbie Starchman: ====> >tips =====>> > http://x.co/greNlink2
Newton Fedorko: Oh this sucks....but yes this can happen! Individual insurance policies generally suck.....And in fact, many employee insurance policies really have 2 policies, one for "health issues" and one for "mental health." So even though I have Humana, I have 2 Humana policies, of which the mental health section is managed by another group.They screwed you by sending the wrong book. But they have the right to deny mental health coverage.Even my policy which has mental health coverage can deny benefits for treatment. This unfortunately is a result of managed care. They have some idiots making decisions about our health. Can you work with your ther! apist to pay it off slowly? Or will she reduce her fee, so your bill is less?...Show more
Codi Manchel: Not ethical, but they couldn't care less. They can basically do what they want. They save all the mental coverage for themselves.
Debora Soliani: The policy would have outlined the services covered. The book was a reference for you - not the policy - and yes, they can deny you coverage if it was not part and parcel of policy itself.An insurance can deny you coverage for anything - and unless you specifically requested and paid for mental health coverage, it isn't discrimination.It's a pre-existing condition. (Not all BCBS policies are the same, there are different options and different policies.)...Show more
Jerald Florence: mental health and physical health are two different things. a fair amount of insurances do not carry health anymore. they can cover the doctor for prescriptions but no for the sessions. it sucks, but they have the right.
Mar! celle Vanlith: I think they can meet your needs. When I was in a psych ! unit I got only diabetic meals.
Clemmie Burkleo: BCBS does cover mental health (in my state anyway), but you have to see a doc. on their list. If you really need the services just switch dr.s.
Julieta Suleiman: you defiantly need to see a psychiatrist or a phycologist.
Lon Pennington: Firstly you need to study for your exam. Build up to the exam and avoid trying to cram on the last couple of days. Make sure you are clear about when you need to study, make a plan to cover it all in the available time and stick to it. The day before the exam take it easy, be rested and got to the exam feeling fresh and ready to take on the world.
Elvin Weichbrodt: If you studied, you need to tell yourself "hey, I studied for you, so I'm going to massacre you" I think that in my head sometimes, and I get over my nervousness. Sometimes getting angry with the test exam helps XD lol, and those are simple things!
Seema Hosfeld: if you have sever unuff depression you c! an bill bcbs under you're medical coverage you just will have to fight with them insurance company's want o save money so getting them to cover and thing beyond regular doctor visits is a pain in the ***
Ulysses Failey: Unfortunately, you can see whomever you want to see, but certain insurances won't cover them. You were correct in finding out first if this new insurance would cover your therapist/doctor as this is usually what everyone would do in the event of new insurance. Most insurance have a section with stipulations concerning mental health, drug detoxification program, etc. Some insurance will cover a certain number of visits, but it must be referred by your primary physician (your family doctor) and a form submitted to the insurance and approved before you can begin treatment.That's why I have a health spending account where I set aside a certain amount for the year, deducted from my paycheck for money I can use in the event that insurance does not cover c! ertain items (dentistry: porcelain crowns) and when they don't cover e! nough.Blue Cross and Blue Shield used to be a great major medical, but due to more HMO's out there (most companies do not want to pay for major medicals anymore), there a usually a string of stipulations that come with using these insurance. Yours make a simple but costly mistake for you - sending you the wrong book. Think of this, what do you suppose they are paying these people for salaries? The bare minimum from their type of service, I would say. My doctor who I like very much has an office in which my waiting to see him takes any where from 30-75 minutes of waiting time and it's mainly due to his office front desk staff who are women in their 60's and can only do one thing at a time. What do you suppose they get paid?Insurance & the type of people working them are not the same as it used to be....Show more
Sherrill Botting: I'm sorry, but I don't agree that mental health should be included, nor do I think that pregnancy (a planned event) should be included, ! nor do I think that STD's including AIDS from willful activity should be included.
Cyndy Grimes: It is extreeeeeeeeeemely wrong and scandalous that Blue Cross did this to you! Unfortunately this happens with the Insurance companies all the time and it isn't just Blue Cross that is doing it. The real ugly and disgusting sad part is YES they can and are getting away with it. I have found that even WITH Insurance and me having the mental health coverage they can STILLLLLLLL DENY YOU!!!What is wrong with the picture is $$ darlinK! YOu need to dish out more Ca$h or you aren't going to get that Premium PPO coverage that will give you the mentaL health you need....Show more
Joel Feagler: I follow a gluten free, dairy free, vegetarian diet for health reasons and I was wondering if an inpatient psych unit would have to provide someone with the diet they follow? Or would they make me eat whatever they're serving?
Lou Rought: My thinking is that the insurance compan! y can decline to cover mental health treatment given that they draw up ! the policy in the first place. There's no law that I know of (in the US) that requires an insurance company to cover anything specific. There are some health treatments that the Federal government will allow for tax deductions, and mental health is most often covered. (Similarly, alternative treatments may also be not covered, depending on the treatment type.)In my opinion, that you were given false information regarding your policy sounds like it is grounds for legal action. Since you in good faith placed a claim based on what they told you, I feel that they should cover your bills up to when you were told otherwise. However, I'm not a lawyer, so that's a lay opinion.Much of the reason why mental health is treated differently from other health issues is the stigma that mental health is somehow quite different. Even though a tonne of research has indicated that many mental disorders are actually physical in origin (such as neurotransmitter imbalances), there is still the vi! ewpoint that "it's all in the head". (Well, it is, but not in the way that they mean.) Even if it is a behavioural issue, it's still a health issue, but many groups are slow to adopt that. Even if insurance does cover mental health, it's often in a different category from other health issues....Show more
Dana Russian: Listen, your situation is not normal, if this is an accurate description of how things transpire whilst you're taking your exams, then you might want to look into therapy. Not trying to be mean, just that if you actually come well prepared, you should feel rather calm. Seriously, think about it, are you really prepared enough?
Providencia Serpe: Tell yourself that it's just a worksheet. Pretend it's not actually an exam.
Michelle Sohre: I have had many battles with BCBS over a similair matter. I have enlisted the aid of my congressmen, the Insurance Commissioner, Mental Health Association, and letters from my therapist and doctor. With a lo! t of time and effort, I have been successful in my attempts thus far. ! But it has been a demoralizing endeavor. But, this last time, I even got a letter of apology from one of the individuals in the company who had the power to overturn previous denials. I am facing another such encounter now in the following weeks, and I will see how successful I will be this time. It would seem that with their admittance of the mistake that they could possibly be persuaded (maybe with the help of some important individuals) that your situation could be reconsidered. You may want to contact a lawyer just to see if you have some legal grounds.I wish you success and well being....Show more
Tyree Allenbrand: Yes unfortuntaly they can deny you health coverage for mental health, they can even deny you if you're overweight. there are plenty of stories on the movie sicko
Melvina Bieri: Okay always a day before an exam in school, I get nervous as hell and I study real well. But right after I receive my exam paper in class and the exam starts I get a n! ervous feeling and a pain in my stomach...and suddenly my brain goes blank sometimes!!!I need some advice on how to get over it?thanks a lot ...Show more
